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Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.
Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.
Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.
Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.
Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for borrowers, with both fixed and variable rates starting to slide independently of Reserve Bank moves.
Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.
The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.
On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.
The Home Guarantee Scheme 2025–26 offers 50,000 places to help Australians buy a home with as little as 2–5% deposit and no LMI.
From August 1, 2025, new seller disclosure laws will come into effect in Queensland, introducing significant changes to the way properties are sold.
