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The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.
In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.
Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.
Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.
Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.
Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.
Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for borrowers, with both fixed and variable rates starting to slide independently of Reserve Bank moves.
Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.
The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.
On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.
