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On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.
Business lending is growing fast in 2025, with commercial finance applications up across Australia. Find out what’s driving the surge and how a mortgage broker can help your business grow.
The Home Guarantee Scheme 2025–26 offers 50,000 places to help Australians buy a home with as little as 2–5% deposit and no LMI.
From August 1, 2025, new seller disclosure laws will come into effect in Queensland, introducing significant changes to the way properties are sold.
Australian banks are quietly reducing savings account interest rates, often more quickly than the Reserve Bank’s official cash rate changes. This trend is eroding returns for savers while potentially creating new opportunities for borrowers.
Refinancing activity surged in early 2025, with over 100,000 borrowers switching lenders in Q1, reaching the highest levels since September 2023.
Programs like the First Home Guarantee, Regional First Home Buyer Guarantee, and various LMI waivers are making homeownership more accessible for first-home buyers, especially in regional areas.
Australian households are boosting savings faster than they have in years. Here’s how to build on that momentum and save smarter.
With more properties than ever crossing the luxury line, it could be time to re-evaluate your property’s value, especially if you’ve owned it for 5+ years.
Here’s a summary of the major lenders and the effective dates for their interest rate adjustments.
